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# Working capital

Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows. That’s why our trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.

## Contact us

Call us on: +1 253 453 6646

## Our Working capital solutions

## Credit and lending

Access our long and short-term loans designed to meet your specific funding requirements. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve cash flow.

## Exports

Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using Bank of America Corporation’s export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.

## Guarantees

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit.

## Imports

Upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers. Our import finance solutions offer flexible options.

Beyond Growth: The Benefits of Implementing a Working Capital 2.0 Strategy

In today's post financial crisis world, companies that adapt their working capital strategies to the new conditions of economic growth can benefit from more robust supply and distributor chains. Beyond this, however, there are also a number of additional benefits to adopting an updated strategy that can have enterprise wide implications.

Adopting Working Capital 2.0 for a New Growth Strategy

The working capital strategy that saw your company through the financial crisis may now negatively impact your chances of benefiting from the economic growth that is gradually reappearing. That's why adjusting your strategy may be critical for enhancing your working capital position while also improving the resilience of your supply and sales ecosystems.

China firm cut from a different cloth

If Richard Sun were to sew his company’s label into shirts and jackets he would be known the world over.

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